Last Updated: July 14, 2025

Welcome to Xchange.com.pk. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully before using our platform.

1. Acceptance of Terms

By registering, accessing, or using any part of our service, you agree to these Terms of Service, our Privacy Policy, and any other legal notices published by us. If you do not agree to any of these terms, do not use the service.

2. Eligibility

To use Xchange.com.pk, you must:

• Be at least 18 years old.

• Have a valid CNIC or NICOP.

• Complete KYC (Know Your Customer) verification as required.

• Use the platform only for lawful purposes.

3. KYC & Verification

All users must undergo identity verification in compliance with Pakistani regulations. You agree to provide accurate and complete information. Falsified documents or misrepresentation may lead to account suspension or legal action.

4. Account Security

You are responsible for maintaining the confidentiality of your account and login credentials. Notify us immediately of any unauthorized use. We are not liable for any loss or damage arising from your failure to protect your account.

5. Prohibited Activities

You may not:

• Use the platform for money laundering, fraud, or illegal transactions.

• Attempt to hack, disrupt, or exploit the platform.

• Use multiple accounts for manipulation or abuse.

• Share false information during KYC or while using the platform.

6. Transactions & Exchange Rates

• Rates are subject to change based on market conditions.

• We reserve the right to cancel or delay transactions for security reasons.

• Transactions are typically processed promptly, but delays may occur due to technical or compliance checks.

7. Fees

Service fees or exchange margins may apply. All applicable fees are displayed before you confirm a transaction. By proceeding, you accept these charges.

8. Limitation of Liability

Xchange.com.pk is not liable for any indirect, incidental, or consequential damages resulting from:

• Delays or failures in transactions

• Unauthorized access to your account

• Any interruption or suspension of the service

9. Amendments

We may revise these Terms from time to time. Updates will be posted on this page, and your continued use of the service constitutes acceptance of the changes.

10. Termination

We reserve the right to suspend or terminate your access if:

• You violate these terms

• You engage in suspicious or illegal activity

• You provide false information during registration or KYC

11. Governing Law

These Terms are governed by the laws of Pakistan. Any disputes shall be resolved under the jurisdiction of the courts in Lahore, Pakistan.

12. Contact Us

If you have any questions about these Terms, please contact us at:

📧 Email: support@xchange.com.pk
🌐 Website: https://www.xchange.com.pk